Using Your HSA or FSA for This Work
If you have an HSA or FSA, you may be able to pay for this work with pre-tax dollars. When bodywork like massage therapy is medically necessary, these accounts can cover it, which makes committing to real change a little easier on your budget. Here's how it works.
Understanding HSA and FSA Coverage
Both accounts let you set aside pre‑tax income for qualified medical expenses. Most people think of them for conventional care. They also cover therapeutic massage when it's addressing a specific medical condition and your healthcare provider recommends it.
How to use your benefits with me
Check your plan. Every HSA/FSA administrator has its own rules. Start by calling yours to confirm they cover massage therapy and what they'll ask for.
Get a letter of medical necessity. Most plans want an LMN from your doctor stating that therapeutic massage is prescribed for a specific condition. That's the piece that makes it eligible.
Book and pay. Once you have your LMN, you can use your HSA/FSA card to pay for your sessions with me.
Keep your records. Hold on to your receipts and your LMN in case your account ever asks for verification. I'll make sure every receipt includes what you need, including CPT codes.
What your provider might prescribe this for
Providers commonly recommend therapeutic massage for things like:
Chronic pain —fibromyalgia, arthritis, and stubborn musculoskeletal discomfort.
Recovery after surgery where connective tissue and lymphatic work supports healing.
Pregnancy related changes, postural compensation, and tissue adaptation.
A dysregulated nervous system showing up as chronic tension, stress responses, or migraines.
Injury rehab, sports injuries, repetitive strain, and movement pattern problems.
DepTherapeutics Services That May Qualify
What qualifies is simple: any session where I put my hands on you. The hands‑on therapeutic work is the medically reimbursable part, so essentially every in‑person session I do can be eligible for HSA/FSA. The exceptions are the sessions with no manual work in them. If you'd rather not be touched and we spend the time on movement therapy and wellness guidance instead, that falls outside of what an HSA/FSA covers. And anything remote, phone or video coaching and consulting isn't eligible either.
Questions About Your Benefits?
Happy to help you sort it out. Reach out and we'll figure out how this work fits your health goals and makes the most of your benefits before you book.